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Documents You Need to Finance a Car | Elizabethtown, KY

What Documents Do You Need to Finance a Car?

If you’re choosing to get an automotive loan, having the right documents with you can help your loan be approved quickly. Here are the documents that you will need to bring with you to finance the purchase of a new car.

Proof of Identity & Residency

To receive a loan, you need to prove that you are who you say you are. Identification is required by federal law. Depending on your lender, a variety of identification can be used if it’s government-issued. Examples of this include a driver’s license of passport.

Lenders must also gather information on your residence. For some dealers, a current driver’s license is enough to show your current residence. You can also use any piece of personalized mail that you have received within the last month, including a utility bill, credit card statement, or bank statement.


Proof of Income

Lenders will ask you to provide copies of your pay stubs from the last month, showing the total of what you’ve been paid this year so far to determine your ability to repay an auto loan. You can also provide bank statements.

Credit History

Some lenders will examine your credit score, FICO score, and FICO auto score to determine your suitability for a loan. This means they will need your name, address, date of birth, and Social Security number to discover your previous credit and banking history.

Your Trade-In Vehicle’s Title & Registration

If you’re trading in a vehicle, you need to bring in that vehicle’s title and registration to help move the loan along.

Proof of Car Insurance

It’s law that you have car insurance that complies with your state law. Once you’ve signed a bill of sale for your new car, the lender will ask you to provide proof of this insurance before you can drive the car off the dealership lot.

Method of Payment

Be ready to make your down payment on your car with the payment method of choice. This can include:
  • Cash
  • Personal check
  • Cashier’s check
  • Credit card
  • Debit card
  • Preapproved loan
  • Personal loan

By coming to the dealership prepared, the process of financing a new or used car can go much more smoothly. If you have more questions, give us a call at Hardin County Honda.

Get in Touch

5608 North Dixie Highway


  • Monday
    9:00am - 7:00pm
  • Tuesday
    9:00am - 7:00pm
  • Wednesday
    9:00am - 7:00pm
  • Thursday
    9:00am - 7:00pm
  • Friday
    9:00am - 7:00pm
  • Saturday
    9:00am - 6:00pm
  • Sunday

Contact Information

5608 North Dixie Highway
Elizabethtown, KY 42701
Phone: (270) 600-2483
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